An instant account skips the target. It does not skip the rules.

Instant, direct, and no-evaluation are marketing names for a simulated account that does not ask you to hit a profit target first. The fee still buys a rulebook. On the FTMO Instant objectives captured on 19 October 2026 there is no profit target, and there is a 3% daily loss, a 10% intraday balance-based trailing maximum loss, and a best-day cap of 30% of total profit.

What people skip when they read ‘instant’

• The floor can move while a trade is open, because the trail is intraday.
• A single large day can breach consistency even though there was nothing to ‘pass’.
• The page says the consistency rule continues after a reward withdrawal.
• The size ladder and the fee were not on the objectives page, so this desk does not invent them.

• Open the FTMO Instant record